HCBE Faculty Articles
Empirical Study of Financing Barriers to Women Entrepreneurship in the state of Alabama
Document Type
Article
Publication Title
Southern Business & Economic Journal
ISSN
0743-779X
Publication Date
2016
Abstract/Excerpt
Entrepreneurship has attracted the attention of many and is seen as the economic engine that has the potential to deliver future job growth. Because of this potential it is crucial to identify what drives entrepreneurship. Extant literature has focused on entrepreneurial wealth-sufficient collateral-as a liquidity constraint hindering small business capitalization. Our study empirically investigates the expected linkage between personal wealth constraints and intention to start a business for women entrepreneurs in the state of Alabama. Further we examine the effect of availability of public financing support mechanisms on women entrepreneurship in the state of Alabama. Our results from a survey of 1200 women intending to start a business in Alabama reveal that presence of public financing programs can mitigate the lack of personal wealth and liquidity constraints that thwart business start-ups. We conclude our study with implications for women entrepreneurs, policy makers and for future research.
Volume
39
Issue
1
First Page
1
Last Page
17
NSUWorks Citation
Chinta, Ravi; Periatt, Jeff; and Banning, Kevin, "Empirical Study of Financing Barriers to Women Entrepreneurship in the state of Alabama" (2016). HCBE Faculty Articles. 1063.
https://nsuworks.nova.edu/hcbe_facarticles/1063